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    Our Loans

    Our Loans

    As a member of Smart Money Cymru, you have access to a range of exclusive loans, up to £7,500. The more you borrow, the less the interest rate too.

    Loan Calculator

    Apply for a loan today with interest rates that suit you!

    Maximum Loan Amount : £500
    Maximum Loan Term : 18 months (1.5 years)

    £

    Term

    1 year
    Repayment Frequency
    £ 11
    APR
    42.6%
    # Repayments
    52
    Total
    £597
    £ 23
    APR
    42.6%
    # Repayments
    26
    Total
    £598
    £ 46
    APR
    42.6%
    # Repayments
    13
    Total
    £602
    £ 50
    APR
    42.6%
    # Repayments
    12
    Total
    £603

    This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary. New applicants may be eligible to apply for loans up to £500. Once the conditions are met, additional loans may be granted, up to a maximum of £1000.

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    Saving and lending to each other ethically and responsibly

    We want to empower our members and our communities, and we do this in many different ways. We provide affordable loans and financial resilience with a range of saving accounts, working with stakeholders across Wales, improving financial wellbeing and supporting good causes.

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    Been with SMC since 2016
    Been with SMC since 2016

    Been with these guys since 2016 and I've always had such a great experience with them. Extremely helpful and friendly! Being able to have a loan and save at the same time is a blessing itse...

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